Whether you are a first time buyer or an accomplished investor, call me.  After an initial meeting to determine your specific needs and desires, I will begin working for you by helping you to choose the "right" property, execute an offer, negotiate the contract, and be your guide through inspections, financing, and mortgage rates...everything involved in making an informed real estate decision in today's market.

As an Accredited Buyer Representative (ABR), I will deliver quality results that will exceed your expectations.  Contact me today.

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Things to Consider This area will review the many aspects, you the buyer, should be prepared for.  Remember, it is designed to provoke thought.  I will be able to assist you in the more advanced situations that a buyer may face. Are you ready for Home Ownership? These articles will help you understand the issues involved.  SELECT ONE Are you ready to buy a home? Making the transition from renting to buying Pros and cons of home ownership How much home can you afford? Calculate your income vs. debt Understand your credit How much do I have to save to buy a home? Homebuying for young people: plan ahead Looking Finding your home is the most important and often the most challenging part of the home buying process.  These reports will help you find the home of your dreams by assisting you with the house hunting process. SELECT ONE Take charge when buying How a Realtor can help What type of home do you want? Wish list worksheet House-hunting tips A short guide to real estate lingo and acronyms Don't forget your pre-approval letter Choose a home, make an offer Even if you have found a home, making the final choice often involves weighing important criteria and prioritizing your wants and needs. SELECT ONE How to choose a neighborhood How to choose a home Home comparison chart Buyer checklist Home offer writing - make an offer Get a loan Because there are many different kinds of mortgages, it is important that you understand the different types available to you. SELECT ONE What is a mortgage? Mortgage basics Types of mortgage loans What are my mortgage options? How to get a mortgage Applying for a mortgage loan Debt to income ratio Home inspections The home inspection is an important final step. If you would like to learn more about this and other final procedures, please read the following. SELECT ONE Hiring a home inspector Goodbye inspection, hello trouble Inspection checklist Safety inspection tips Negotiating a price Negotiating to yes About credit history After the loan Closing and possession The 'closing' is the meeting where you take ownership of your new home. These reports will help you with closing and moving ito your new home, as well as the tax benefits associated with your new home purchase. SELECT ONE Review and inspect your home Closing checklist Closing costs - home affordability How much can you afford? Escrow advice Closing your home loan Tax benefits of home ownership are almost too good to be true Home sweet home: shelter from taxes Oak Park - River Forest real estate site map